BUREAU FILING No. 0405

RESIDUAL MARKET RATE AND VOLUNTARY MARKET LOSS COST FILING FOR "F" CLASSIFICATIONS
PROPOSED EFFECTIVE DECEMBER 1, 2004

On August 31, 2004 the Bureau submitted a residual market rate and voluntary market loss cost filing applicable to "F" Classifications to the Delaware Insurance Department. That filing, designated as Bureau filing No. 0405, proposed revisions to residual market rates, voluntary market loss costs and related rating values for "F" Classifications effective December 1, 2004.

A complete listing of the proposals and supporting information comprising the Bureau’s December 1, 2004 filing appears below. Clicking on each listed item will allow you to review and/or download the filing materials as needed.

Copies of the filing material may be printed once the item(s) in question have been accessed. (Note: In total the filing is quite voluminous. Before printing be sure that you understand the magnitude of the file(s) you will be printing and how your system and equipment will respond to and/or be affected by a print command.)

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	Filing Letter
	Record of meeting - Actuarial and Classification and Rating Committees August 17, 2004
	Class Book
	Exhibit 1	Indicated Change in Rate Level
	Exhibit 2	Expense loading
	Exhibit 3	Expense Study
	Exhibit 4	Internal Rate of Return Model
	Exhibit 5	Analysis of Experience
	Exhibit 6	U.S. Longshore & Harborworkers Coverage Factor
	Exhibit 7	Table II - Unit Statistical Data
	Exhibit 8	Tax Multiplier
	Exhibit 9	Derivation of "F" Class Rates
	Exhibit 10	Rate Formulae
	Exhibit 11	Calculation of Expected Loss Rate Factors
	Exhibit 12	Manual Rates and Expected Loss Rates
	Exhibit 14	Estimated Effect of Benefit Change

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