Bureau Rating Values

BUREAU RATING VALUES

Current and selected previous approved schedules of Bureau loss costs for voluntary business written in state coverage classifications and federal (United States Longshore and Harbor Workers) classifications are now available for downloading from this web site. Additionally, rates for assigned risk business written in state coverage classifications and federal (United States Longshore and Harbor Workers) classifications are also available for downloading from this web site. Rating value schedules effective as of each of the dates listed below contain applicable rating values for all Bureau classifications as of the indicated date, regardless of whether or not a specific classification's rating value changed as of the date shown.

Rating value schedules are presented in two formats:

1. Standard WCRATE format as maintained by the Workers Compensation Insurance Organizations. This is a national standard for classification codes/wording and rating values distributed to carriers by rating organizations. WCRATE specifications are also available from this web site. All files effective July 1,1997 and later are available in this format.

2. Effective with the December 1, 1999 file, Rating value schedules are also presented in EXCEL format. Each record will contain the actual effective date of the loss cost/rate for that class. The EXCEL files contain rating values only. They do not replicate various footnotes and explanations incorporated into the Bureau's Manual which instruct readers in the application and/or use of certain selected classification rating values. Users of the EXCEL file are reminded that these explanations and footnotes still apply to the use of approved rating values in Delaware.

Clicking on the effective date(s) of interest will take you to the section describing the changes in rating values which were made on that effective date. You will then be able to download the rating value file for that effective period.

Rating Value Schedules Available for Downloading:

Rating Value Effective dates
2008	6/1	9/1	10/1
2007	6/1	12/1	-
2006	1/1	8/1	12/1
2005	6/1	12/1	-
2004	12/1	-	-
2003	4/1	6/1	12/1
2002	6/1	11/26	12/1
2001	3/1	6/1	12/1
2000	6/1	12/1	-
1999	1/1	7/1	12/1
1998	10/1	-	-
1997	7/1	8/1	-

WCRATE record specifications

Effective October 1, 2008

This schedule of loss costs and manual rates reflects rating values submitted with Bureau Filing No. 0806, and which the Delaware Insurance Commissioner ordered to be implemented on a new and renewal and outstanding basis in his August 15, 2008 Decision and Order. For additional information and in order to review and/or use these rating values in the appropriate context, readers are urged to see Bureau Circular No. 840.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


10/1/08 Loss Costs WCRATE Format	10/1/08 Residual Market Rates WCRATE Format


10/1/08 Loss Costs and Residual Market Rates EXCEL Format

Effective September 1, 2008

This schedule of loss costs and manual rates reflects new rating values for statistical codes 9740, Terrorism, and 9741, Catastrophes Other Than Certified Acts of Terrorism. For additional information see Bureau Circular No. 839.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


9/1/08 Loss Costs WCRATE Format	9/1/08 Residual Market Rates WCRATE Format


9/1/08 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2008

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following state coverage classifications: 818 (Automobile Dealer) and 819 (Mobile, Self-Propelled Equipment Salesperson). In concert with changes in the definitions of businesses included in these classifications, their rating values are also being revised. For additional information see Bureau Circular No. 832.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/08 Loss Costs WCRATE Format	6/1/08 Residual Market Rates WCRATE Format


6/1/08 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2007

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/07 Loss Costs WCRATE Format	12/1/07 Residual Market Rates WCRATE Format


12/1/07 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2007

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following state coverage classifications: 815 (Automobile Service Center), 860 (Junk Dealer) and 861 (Automobile Dismantlers). Rating values for the first two of these classifications are being revised, while Code 861 is being discontinued. For additional information see Bureau Circular No. 818.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/07 Loss Costs WCRATE Format	6/1/07 Residual Market Rates WCRATE Format


6/1/07 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2006

These schedules also include residual market rates and voluntary market loss cost changes in rating values pursuant to a filing affecting business for classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to residual market rates and voluntary market loss costs, the USL&HW coverage factor reflecting differences in benefits between Delaware workers compensation law and the USL&HW statute was changed effective December 1, 2006 from 1.492 to 1.471. For additional information see Bureau Circular No. 810.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/06 Loss Costs WCRATE Format	12/1/06 Residual Market Rates WCRATE Format


12/1/06 Loss Costs and Residual Market Rates EXCEL Format

Effective August 1, 2006

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following three previously established state coverage classifications: 441, Tool Mfg., N.O.C., 862, Recycling Center and 818, Automobile Dealer. In addition, four new state coverage classifications are added: 442, Hand Tool Mfg. - Non-Forged, 443, Saw Blade Mfg., 446, Precision Machined Parts Mfg., N.O.C., and 820, Automobile Auction. For additional information see Bureau Circular No. 801.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


8/1/06 Loss Costs WCRATE Format	8/1/06 Residual Market Rates WCRATE Format


8/1/06 Loss Costs and Residual Market Rates EXCEL Format

Effective January 1, 2006

This schedule of loss costs and manual rates reflects a new rating value for statistical code 9741, Domestic Terrorism, Earthquake and Catastrophic Industrial Accidents (DTEC). Concurrent with the adoption of this new rating value, other changes in forms and Manual language related to Domestic Terrorism, Earthquakes and Catastrophic Industrial Accidents have been implemented. Further, effective January 1, 2006 Manual language and forms have been modified to adopt the countrywide substitution of Foreign Terrorism for the previously-applied "Terrorism Risk Insurance Act of 2002 (TRIA)". For additional information see Bureau Circular No. 795 and Bureau Filings No. 0502 and 0503.

Questions regarding Code 9741, Domestic Terrorism, Earthquake and Catastrophic Industrial Accidents or Code 9740, Foreign Terrorism should be directed to Betty Ann Campbell, Director - Rating Rules & Policy Reporting at Extension 4425.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


1/1/06 Loss Costs WCRATE Format	1/1/06 Residual Market Rates WCRATE Format


1/1/06 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2005

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. For additional information regarding the Bureau's December 1, 2005 rating value filing see Bureau Circular No. 794. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/05 Loss Costs WCRATE Format	12/1/05 Residual Market Rates WCRATE Format


12/1/05 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2005

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following 5 state coverage classifications: 009, 281, 282, 922 and 954. In addition, 5 new state coverage classifications are added: 015, 285, 287, 904 and 921. For additional information see Bureau Circular No. 791. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/05 Loss Costs WCRATE Format	6/1/05 Residual Market Rates WCRATE Format


6/1/05 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2004

These schedules also include residual market rates and voluntary market loss cost changes in rating values pursuant to a filing affecting business for classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to residual market rates and voluntary market loss costs, the USL&HW coverage factor reflecting differences in benefits between Delaware workers compensation law and the USL&HW statute was changed effective December 1, 2004 from 1.446 to 1.492. For additional information see Bureau Circular No. 787.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/04 Loss Costs WCRATE Format	12/1/04 Residual Market Rates WCRATE Format


12/1/04 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2003

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. For additional information regarding the Bureau's December 1, 2003 rating value filing see Bureau Circular No. 772. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/03 Loss Costs WCRATE Format	12/1/03 Residual Market Rates WCRATE Format


12/1/03 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2003

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following 3 state coverage classifications: 0013, 141, 971. In addition, 6 new state coverage classifications are added: 012, 880, 882, 887, 890 and 903. For additional information see Bureau Circular No. 769. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/03 Loss Costs WCRATE Format	6/1/03 Residual Market Rates WCRATE Format


6/1/03 Loss Costs and Residual Market Rates EXCEL Format

Effective April 1, 2003

This schedule of loss costs and manual rates reflects a change in the rating values for code 9740, Terrorism Risk Insurance Act of 2002 - Certified Losses. For additional information see Bureau Circular No. 768. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


4/1/03 Loss Costs WCRATE Format	4/1/03 Residual Market Rates WCRATE Format


4/1/03 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2002

These schedules also include residual market rates and voluntary market loss cost changes in rating values pursuant to a filing affecting business for classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to residual market rates and voluntary market loss costs, the USL&HW coverage factor reflecting differences in benefits between Delaware workers compensation law and the USL&HW statute was changed effective December 1, 2002 from 1.492 to 1.446. For additional information see Bureau Circular No. 766.

Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/02 Loss Costs WCRATE Format	12/1/02 Residual Market Rates WCRATE Format


12/1/02 Loss Costs and Residual Market Rates EXCEL Format

Effective November 26, 2002

This schedule of loss costs and manual rates reflects the addition of code 9740, Terrorism Risk Insurance Act of 2002 - Certified Losses, effective November 26, 2002. For additional information see Bureau Circular No. 768. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


11/26/02 Loss Costs WCRATE Format	11/26/02 Residual Market Rates WCRATE Format


11/26/02 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2002

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following 7 state coverage classifications: 435, 439, 451, 463, 660, 662 and 860. In addition, 2 new state coverage classifications are added: 858 and 859. For additional information see Bureau Circulars No. 757 and 758. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/02 Loss Costs WCRATE Format	6/1/02 Residual Market Rates WCRATE Format


6/1/02 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2001

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. For additional information regarding the Bureau's December 1, 2001 rating value filing see Bureau Circular No. 750. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/01 Loss Costs WCRATE Format	12/1/01 Residual Market Rates WCRATE Format


12/1/01 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2001

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following 13 state coverage classifications, 5 catastrophe elements and one USL coverage classification: 472, 473, 487, 505, 533, 855, 971, 972, 4773, 0773, 4774, 0774, 4775, 0775, 4776, 0776, 4779, 0779 and the USL coverage classification 7323F and its catastrophe element Code 0763F . In addition, 7 new state coverage classifications and one new catastrophe element are added: 471, 474, 476 ,477 ,485 , 488, 4771 and 0771. For additional information see Bureau Circulars No. 743 and 744. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/01 Loss Costs WCRATE Format	6/1/01 Residual Market Rates WCRATE Format


6/1/01 Loss Costs and Residual Market Rates EXCEL Format

Effective March 1, 2001

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. For additional information regarding the Bureau's March 1, 2001 rating value filing see Bureau Circular No. 742. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


3/1/01 Loss Costs WCRATE Format	3/1/01 Residual Market Rates WCRATE Format WCRATE Format


3/1/01 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 2000

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to a filing affecting business for classifications applicable to federal (United States Longshore and Harbor Workers) classifications. In addition to revisions to residual market rates and voluntary market loss costs, the USL&HW coverage factor reflecting differences in benefits between Delaware workers compensation law and the USL&HW statute was changed effective December 1, 2000 from 1.540 to 1.492. For additional information see Bureau Circular No. 740. The rating value schedules file can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/00 Loss Costs WCRATE Format	12/1/00 Residual Market Rates WCRATE Format


12/1/00 Loss Costs and Residual Market Rates EXCEL Format

Effective June 1, 2000

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following state coverage classifications: 413, 415, 461, 965, 968, 969, 975. For additional information see Bureau Circulars No. 727, 728, 731, 732, 733. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


6/1/00 Loss Costs WCRATE Format	6/1/00 Residual Market Rates WCRATE Format


6/1/00 Loss Costs and Residual Market Rates EXCEL Format

Effective December 1, 1999

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. Classification changes implemented effective December 1, 1999 are also incorporated into these rating values. For additional information regarding the Bureau's December 1, 1999 rating value filing see Bureau Circular No. 721. For additional information concerning classification changes effective December 1, 1999 see Bureau Circulars No. 722, 723 and 724. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


12/1/99 Loss Costs WCRATE Format	12/1/99 Residual Market Rates WCRATE Format


12/1/99 Loss Costs and Residual Market Rates EXCEL Format

Effective July 1, 1999

These schedules of residual market rates and voluntary market loss costs reflect the implementation of changes in the Workplace Safety Program and the concurrent implementation of the Merit Rating Plan in Delaware. For additional information see Bureau Circulars No. 713 and 715. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


7/1/99 Loss Costs WCRATE Format	7/1/99 Residual Market Rates WCRATE Format

Effective January 1, 1999

These schedules of residual market rates and voluntary market loss costs reflect Manual revisions affecting the following state coverage classifications: 885, 886, 897, 918, 925 and 926. For additional information see Bureau Circular No. 712. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


1/1/99 Loss Costs WCRATE Format	1/1/99 Residual Market Rates WCRATE Format

Effective October 1, 1998

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. For additional information see Bureau Circular No. 709. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


10/1/98 Loss Costs WCRATE Format	10/1/98 Residual Market Rates WCRATE Format

Effective August 1, 1997

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to an annual filing affecting all Bureau classifications for state coverage. For additional information see Bureau Circular No. 692. Files can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


8/1/97 Loss Costs WCRATE Format	8/1/97 Residual Market Rates WCRATE Format

Effective July 1, 1997

These schedules of residual market rates and voluntary market loss costs reflect changes in rating values pursuant to filing affecting business for classifications applicable to federal (United States Longshore and Harbor Workers) classifications. The USL&HW coverage factor, reflecting differences in benefits between Delaware workers compensation law and the USL&HW statute, changed from 1.900 to 1.540. For additional information see Bureau Circulars No. 691 and 693. File can be downloaded by clicking on the icon/link below, using the "right" mouse button, and selecting "Save Target As..." or "Save Link As...".


7/1/97 Loss Costs WCRATE Format	7/1/97 Residual Market Rates WCRATE Format

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