News - Rating Bureau

NEWS

Delaware DOI Sets Clear Standards for Payroll Audits

The Delaware Department of Insurance has issued Bulletin No. 159 outlining regulatory expectations for workers’ compensation payroll audits. Carriers must provide clear, accessible audit documentation to insureds and agents, complete audits promptly after policy expiration, issue timely billing adjustments or credits, apply uniform audit procedures across all policyholders, and ensure filings under 18 Del. C. § 2624 accurately describe audit and premium-collection practices.

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11/12/2025

Delaware Supreme Court Clarifies Carrier Reimbursement Rights in UIM Cases

A recent Delaware Supreme Court ruling in ProAssurance Group v. Manz clarifies the limits of workers’ compensation carriers’ reimbursement rights when injured employees recover under their underinsured motorist (UIM) policies.

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11/11/2025

Scheduled System Maintenance

DCRB will be performing system maintenance on our production servers on Sunday November 16, 2025, from 8:00 a.m. to 1:00 p.m. ET. All external sites, except for DCRB.com, will be affected during this time and will be inaccessible. We apologize for the inconvenience and thank you in advance for your patience.

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11/10/2025

Approval of Workers Compensation Residual Market Rates, Voluntary Market Loss Costs, and Changes to Auditable Payrolls - Effective December 1, 2025

The Delaware Department of Insurance has approved DCRB Amended Filing No. 2501, with overall changes of -9.08% in residual market rates and -11.60% in voluntary market loss costs.

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10/22/2025

DCRB Releases 2024 Audited Financial Statements, Announces Member Assessment

The Delaware Compensation Rating Bureau (DCRB) has published its audited financial statements for 2024, available on the Financial Statements and Assessments page of our website.

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10/09/2025

DCRB Clarifies WorkComp360 Access, Previews Fall Enhancements

The Delaware Compensation Rating Bureau (DCRB) has issued Information Bulletin #023 clarifying access rules for its new analytics platform, WorkComp360™, and previewing two major enhancements slated for release this fall.

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09/10/2025

Submission of DCRB Filing No. 2501 - Proposed Effective December 1, 2025

On August 4, 2025, the DCRB submitted Filing No. 2501 to the Delaware Department of Insurance, containing a proposed overall change in loss costs of -8.32% and an overall change in residual market rates of -5.71%.

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08/08/2025

DCRB Launches WorkComp360™, a Next-Generation Analytics Platform for Members

The Delaware Compensation Rating Bureau (DCRB) proudly announces the launch of WorkComp360™, a state-of-the-art business intelligence and analytics platform for PCRB and DCRB member carriers.

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07/15/2025

Delaware Modernizes Workers’ Compensation with Senate Bill 145

Governor Matt Meyer has signed Senate Bill 145 into law, immediately updating Delaware’s Workers’ Compensation Act with important reforms.

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07/15/2025

Late Policy Fines Begin July 1 Under DCRB’s PDQAP

The Delaware Compensation Rating Bureau (DCRB) reminds members that Phase 1 of the Policy Data Quality Assurance Program (PDQAP) takes effect July 1, 2025.

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06/16/2025

Amy Benck Quinn Named President and CEO of DCRB

The Delaware Compensation Rating Bureau (DCRB) has appointed Amy Benck Quinn as its next President and CEO following a national search.

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06/06/2025

DCRB Transitions to Paperless Invoicing Beginning July 1, 2025

The Delaware Compensation Rating Bureau (DCRB) will transition to a paperless invoicing system beginning July 1, 2025, as part of its ongoing efforts to modernize operations and improve sustainability.

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05/30/2025

Changes to DE Medical Data Call and Indemnity Data Call Eligibility Requirements

The Delaware Compensation Rating Bureau (DCRB) is expanding eligibility requirements for its Medical and Indemnity Data Calls to include all carrier groups, regardless of size. Participation remains mandatory for those with at least 0.5% market share in Delaware, with new thresholds introduced in a phased rollout.

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05/29/2025

Resources Available for New Reporting Requirements For Delaware Indemnity Data Call

The Delaware Compensation Rating Bureau (DCRB) has released updated resources to assist carriers with new reporting requirements for the Delaware Indemnity Data Call.

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05/28/2025

PCRB Earns Places to Work Recognition by Philadelphia Business Journal

The Pennsylvania Compensation Rating Bureau (PCRB) has been named one of 20 honorees in the Philadelphia Business Journal’s 2025 Best Places to Work awards in the Medium-Sized Company category.

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05/15/2025

DCRB Members Elect 2025 Governing Board and Committee Members at Annual Meeting

The Delaware Compensation Rating Bureau (DCRB) held its 107th Annual Meeting on May 1, 2025, in Philadelphia. Members elected the 2025 Governing Board and committee representatives, reaffirming DCRB’s collaborative leadership model.

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05/02/2025

President and CEO Bill Taylor Honored by Pennsylvania and Delaware at 2025 Symposium

Bill Taylor, longtime CEO of the Pennsylvania and Delaware Compensation Rating Bureaus, was honored with official proclamations from Pennsylvania Governor Josh Shapiro and Delaware Insurance Commissioner Trinidad Navarro for his decades of leadership in the workers compensation industry.

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05/02/2025

DCRB Releases 2024 Annual Reports with Key Market Insights

The Delaware Compensation Rating Bureau (DCRB) has released its 2024 annual reports, offering vital data and analysis on the health, performance, and trends shaping Delaware’s workers compensation system.

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05/01/2025

Timeliness Compliance Resources Released as Part of PDQAP Ahead of July 1 Implementation

The DCRB has published its Delaware Policy Timeliness Compliance Guide and PDQAP FAQ to assist carriers in meeting new policy submission timeliness requirements. Beginning July 1, 2025, insurers will face fines for submitting policies 36 days or more after the effective date, as part of Phase 1 of the Policy Data Quality Assurance Program (PDQAP). The guide outlines compliance steps, including how to access late policy reports in the Policy Data Manager (PDM) and manage monthly notifications.

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04/11/2025

DCRB Unveils Revamped 2024 Pricing Program Reports

The Delaware Compensation Rating Bureau (DCRB) has published redesigned 2024 Pricing Program Reports, featuring a new narrative format, improved visuals, and clearer insights.

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04/03/2025

DCRB’s Application Manager’s Enhanced Security Model Takes Effect March 21, 2025

The Delaware Compensation Rating Bureau (DCRB) is rolling out a new security model for its Application Manager, effective March 21, 2025. Key changes include password-free login via one-time email codes, Microsoft Entra ID authentication, and improved profile management.

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03/20/2025

DCRB Announces 2025 Annual Meeting of the Membership To Be Held On May 1

The Delaware Compensation Rating Bureau (DCRB) announced the Annual Meeting of its Membership will be held at 8:15 AM on Thursday, May 1, 2025, at the Convene City View, the 13th Floor of the Duane Morris Building at 30 South 17th Street, Philadelphia, Pennsylvania.

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03/04/2025

DCRB Announces Late Reported Policy Timeliness Initiative's Fining Structure

The Delaware Compensation Rating Bureau (DCRB) has announced the implementation of Phase 1 of its 2025 Policy Data Quality Assurance Program (PDQAP) -- the Late Reported Policy Timeliness Initiative -- aimed at improving policy data submission compliance. Effective July 1, 2025, insurers must submit policy data within 30 days of a policy’s effective date or face fines.

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02/14/2025

Enhancements to the Financial Data Manager Streamlining Data Reporting for Member Carriers

The DCRB has introduced key updates to its Financial Data Manager (FDM) to improve efficiency, transparency, and data accuracy for member carriers.

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01/31/2025

Registration Opens for DCRB Workers Compensation Symposium, Highlighting Data Governance, Cybersecurity, and Emerging Tech

The Pennsylvania Compensation Rating Bureau (PCRB) and Delaware Compensation Rating Bureau (DCRB) have opened registration for their second annual Workers Compensation Symposium (WCS 2025) on May 1, 2025, in Philadelphia.

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01/31/2025

2025 Policy Data Quality Assurance Program Launches the Late Reported Policy Timeliness Initiative

The DCRB has launched the 2025 Policy Data Quality Assurance Program (PDQAP) to enhance the accuracy and timeliness of policy data reporting.

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01/30/2025

Changes To Reporting Requirements For Delaware Indemnity Data Call Will Enhance Analysis and Research

The Delaware Compensation Rating Bureau, Inc. (DCRB) is updating reporting requirements for the Delaware Indemnity Data Call Quarterly Records to enhance analysis and research capabilities. These changes align with NCCI standards to ensure consistency and accuracy across reporting frameworks.

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01/08/2025

DCRB Releases Updated Multi-Bureau Evaluation of Mega Claims

The Delaware Compensation Rating Bureau Inc. (DCRB), in collaboration with nine other workers compensation rating bureaus, has jointly released Countrywide Mega Claims: Accident Years 2001–2021. This study is an update of a 2020 analysis produced in response to stakeholder concerns about the relative frequency and cost of mega claims. The reported frequency of mega claims has increased in recent years, but this may be partially due to faster recognition of mega claims.

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12/12/2024

DCRB President William Taylor Retirement Announcement / CEO Search

William (Bill) Taylor, President of the Delaware Compensation Rating Bureau, since July 2015, has informed the Governing Board that he will be retiring February 2026.

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11/15/2024

New Prescription Drugs Report Highlights Decreasing Overall Use Among Workers Compensation Claims in Delaware

Fewer workers compensation claims are involving prescription drugs according to a new report from the Delaware Compensation Rating Bureau (DCRB), Prescription Drug Trends in Delaware Workers’ Compensation: 2012-2022. This comprehensive analysis offers critical insights into the evolving landscape of prescription drug usage and costs within the state's workers' compensation system.

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10/30/2024

Approval of DCRB Filing No. 2404 – Basic Manual Housekeeping Revisions to Section 2 Effective December 1, 2024

The Delaware Insurance Department has approved DCRB Filing No, 2404 regarding housekeeping revisions to Section 2 of the Delaware Workers’ Compensation Manual of Rules, Classifications and Rating Values for Workers’ Compensation and Employers Liability Insurance (Basic Manual), for policies effective 12:01 a.m., December 1, 2024, or later. The effective date of these changes aligns with the DCRB’s annual comprehensive residual market rate and voluntary market loss cost filing, which was approved by the Department of Insurance for policies effective at 12:01 a.m., December 1, 2024, and later (DCRB Circular No. 1043, dated October 15, 2024). This coordination will consolidate necessary changes that the DCRB’s members and other constituents must make to policies, forms, and systems.

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10/25/2024

DCRB 2023 Financial Statements & Assessments Now Available

The DCRB has published the 2023 audited financial statements along with the adjustment of assessment.

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10/16/2024

Approval of Workers Compensation Residual Market Rates, Voluntary Market Loss Costs, and Changes to Auditable Payrolls

The Delaware Department of Insurance has approved DCRB Amended Filing No. 2403, with overall changes of -9.21% in residual market rates and -8.40% in voluntary market loss costs.

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10/15/2024

New Resources Available Detailing Delaware Experience Rating Plan Update

In support of the first significant update to Delaware’s Experience Rating Plan (ERP) in 20 years, the Delaware Compensation Rating Bureau (DCRB) has revised its website with additional resources for insurance carriers, agents and brokers, and employers to better understand what is changing and how they will be impacted.

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09/27/2024

Signing of SB 306 Is A Major Leap Toward Safer Workplaces and Lower Insurance Premiums in Delaware

In a landmark move to boost workplace safety and deliver financial relief to businesses across the state, Delaware Governor John Carney has signed Senate Bill 306 into law. This pivotal legislation, championed by Delaware Insurance Commissioner Trinidad Navarro and the Delaware Insurance Department, is set to revolutionize the Delaware Workplace Safety Program (WSP) and the Experience Rating Plan (ERP), ensuring more employers can protect their workers while enjoying significant savings.

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09/26/2024

DCRB Adopts Four-Digit Classification Code Format

The Delaware Compensation Rating Bureau (DCRB) is transitioning to a four-digit display for all classification codes. This aligns DCRB’s classification code display with the national approach and with most carrier systems, which are already programmed to accommodate four-digit classification codes. This transition is already reflected in various DCRB documents as part of our recent data management system update. For complete details, please view Information Bulletin #012.

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09/24/2024

Approval of F-Classification Rates, Loss Costs and USL&HW Factor, Filing No. 2405 – Effective December 1, 2024

On September 9, 2024, the Delaware Department of Insurance approved DCRB Filing No. 2405. That filing proposed an overall change in the collectible rate level of -4.97% for US Longshore and Harbor Workers Act coverage (F-Classifications) in the residual market (Delaware Insurance Plan) and an overall change of -0.48% for the voluntary market loss costs.

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09/10/2024

2023 Adjustment of Assessment Revision

The DCRB 2023 Adjustment of Assessment has been revised. As a result, new invoices will be issued by the DCRB, which we expect to process, post to Invoice Online, and mail the week of August 26, 2024. These new invoices will replace those previously mailed and dated August 14, 2024. If you have any questions, please contact the Accounting Department at Finance@dcrb.com.

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08/23/2024

Submission of DCRB Filing No. 2404 – Manual Housekeeping Revisions to Section 2 of the Basic Manual – Proposed Effective December 1, 2024

The DCRB submitted Filing No. 2404 to the Delaware Insurance Department on August 13, 2024. Filing No. 2404 proposes housekeeping revisions to the DCRB Workers’ Compensation Manual of Rules, Classifications and Rating Values for Workers’ Compensation and Employers Liability Insurance (Basic Manual), for policies effective at 12:01 a.m., December 1, 2024, or later.

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08/14/2024

Annual Residual Market Rates And Voluntary Market Loss Costs Filing - Effective December 1, 2024

On August 9, 2024, the DCRB submitted Filing No. 2403 to the Delaware Department of Insurance, containing a proposed overall change in loss costs of -3.98% and an overall change in residual market rates of -4.83%. Also included in this filing is proposed revisions to designated auditable payrolls. The proposed effective date is December 1, 2024. For more information, refer to DCRB Circular No. 1039 and Filing No. 2403.

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08/13/2024

Approval of New Experience Rating Plan Filing – Effective December 1, 2024

Delaware Insurance Commissioner Trinidad Navarro has approved the revised Experience Rating Plan, as filed by the Delaware Compensation Rating Bureau (DCRB), by action dated August 6, 2024. These revisions are effective on December 1, 2024, and will drive improved plan performance and better incentivize workplace safety.

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08/07/2024

Delaware Workers Compensation Insurance Plan Updates

The DCRB is announcing updates to the Delaware Workers Compensation Insurance Plan that includes the rollout of electronic application submission and electronic deposit premium payment and adds consistency and clarity to Plan language.

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08/05/2024

Submission of New Experience Rating Plan Filing – Effective December 1, 2024

On July 15, the Delaware Compensation Rating Bureau submitted Filing No. 2402 - Experience Rating Plan (ERP) Revisions. Recent reviews of the ERP recognized some deterioration in the performance and opportunities to enhance the plan.

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07/22/2024

DCRB Announces Extension of Rating Window to 150 Days and Introduction of Preliminary Modifications

The Delaware Compensation Rating Bureau is extending the rating window from 90 to 150 days prior to the rating effective date, introducing preliminary modifications and no longer holding modifications when there’s a pending rate change. These changes align with industry standards and enable enhanced accuracy and reduced errors.

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06/17/2024

Changes To Reporting Requirements For Delaware Medical Data Call Will Streamline Process, Enhance Accuracy

DCRB announces upcoming changes to the reporting requirements for the Delaware Medical Data Call.

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06/03/2024

Change to Three Decimals for Loss Costs and Expected Loss Rates

With an increasing payroll exposure base and declining loss costs and rates in the workers compensation system necessitating a shift, the Delaware Compensation Rating Bureau, Inc. (DCRB) is proposing extending the decimal precision of ratemaking and experience rating values from two decimal places (X.XX) to three decimal places (X.XXX) for loss costs and expected loss rates for the Annual Loss Cost Filing effective December 1, 2026.

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05/16/2024

Save the Date: Second Annual DCRB Workers Compensation Symposium Set For May 1, 2025

The Pennsylvania Compensation Rating Bureau (PCRB) and Delaware Compensation Rating Bureau, Inc. (DCRB) are pleased to announce that their Second Annual Workers Compensation Symposium (WCS) will be held on Thursday, May 1, 2025, in Philadelphia.

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05/06/2024

Publication of Annual Reports

The Delaware Compensation Rating Bureau is pleased to announce the release of five of its annual report publications, including the 2023 Annual Report, State of the Line Report, State Activity Report, Medical Activity Report, and Opioid Supplement Report.

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05/03/2024

DCRB’s 106th Annual Meeting Held on April 18, 2024

Delaware Compensation Rating Bureau members met for the DCRB’s 106th Annual Meeting on April 18, 2024. DCRB President and Chief Executive Officer Bill Taylor presided over the election of Governing Board and Committee members.

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04/26/2024

DCRB Nominating Committee Recommends Candidates To Fill Open Governing Board and Committee Positions

The DCRB solicited, on behalf of the Nominating Committee, nominations for insurer and employer representatives to the DCRB's Governing Board, Classification and Rating Committee, Actuarial Committee, and Nominating Committee.

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03/01/2024

Notice of the 2024 Annual Meeting of the DCRB Membership on April 18

The Delaware Compensation Rating Bureau's Annual Meeting of its Membership will be held at 8:45 a.m. on Thursday, April 18, 2024, at Convene City View, on the 13th Floor of the Duane Morris Building at 30 South 17th Street, Philadelphia, Pennsylvania.

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02/23/2024

DCRB Launch New Industry Event, Workers Compensation Symposium, Set for April 18 in Philadelphia

The Pennsylvania Compensation Rating Bureau (PCRB) and Delaware Compensation Rating Bureau (DCRB) have created a new industry event, the PCRB & DCRB Workers Compensation Symposium (WCS), set to debut on April 18, 2024 in Philadelphia. Registration is now open and will end on April 5.

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02/15/2024

Special Pricing Program Studies - Annual Update

The annual reviews of Schedule Rating Plans, Workplace Safety Program and Construction Classification Premium Adjustment Program are now available.

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02/14/2024

Save the Date: PCRB and DCRB To Host Inaugural Workers Compensation Symposium on April 18 in Philadelphia

The Pennsylvania Compensation Rating Bureau (PCRB) and Delaware Compensation Rating Bureau (DCRB) announce the inaugural Workers Compensation Symposium (WCS): Evolving With Data and Artificial Intelligence, a groundbreaking event set for April 18 that marks the beginning of a new era for the bureaus and for the entire workers compensation insurance industry.

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01/26/2024

Credit Card Option Now Available for Deposit Premium Payments in Delaware Insurance Plan Manager

In a series of ongoing improvements, the Delaware Compensation Rating Bureau (DCRB) announces a new enhancement to the Delaware Insurance Plan Manager (DIPM) application tool. Effective January 29, 2024, agents and employers can now conveniently pay their deposit premiums using credit cards.

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01/24/2024

New Medical Treatment Statistics Report Highlights Workers Compensation Injury Treatment Data Across Delaware For Policy Years 2018-2020

The Delaware Compensation Rating Bureau (DCRB) has released its first Medical Treatment Statistics Report. Based on policy years 2018-2020, the report highlights workers compensation data for office and physical medicine visits, surgery, prescription drugs, and prescriptions with opioids.

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12/06/2023

New Calendar-Accident Year Calls Reporting Requirements For Financial Data Manager Users

As previously announced in DCRB Circular 1025, there will be a new reporting requirement for a series of Calendar-Accident Year Calls. Additional information is now available in the Financial section under the Data Reporting tab of our website.

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10/26/2023

Approval of Workers Compensation Residual Market Rates, Voluntary Market Loss Costs, and Changes to Auditable Payrolls - Effective December 1, 2023

The Delaware Department of Insurance has approved DCRB Amended Filing No. 2304, with overall changes of -13.85% in residual market rates and -10.03% in voluntary market loss costs.

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10/12/2023

Workers Compensation Rate-Filing Rules Unchanged By Delaware HB 228

To provide clarity around the rate approval filing processes, the Delaware Compensation Rating Bureau (DCRB) is issuing this information bulletin to notify members that the recent passage of Delaware House Bill No. 228 does not impact workers compensation insurance, and thus, all filing procedures for insurer workers compensation loss cost multiplier filings remain unchanged.

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09/28/2023

DCRB Introduces Information Bulletins, Bringing Members Latest Workers Compensation Updates

The Delaware Compensation Rating Bureau, Inc. (DCRB), a trusted, essential, and objective data collection organization supporting a healthy workers compensation system, is introducing a new form of communication for its membership.

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08/09/2023

DCRB 2022 Financial Statements & Assessments Now Available

The DCRB has published the 2022 audited financial statements along with the adjustment of assessment.

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08/07/2023

Annual Residual Market Rates And Voluntary Market Loss Costs Filing - Effective December 1, 2023

On August 2, 2023, the DCRB submitted Filing No. 2304 to the Delaware Department of Insurance, containing a proposed overall change in loss costs of -7.24% and an overall change in residual market rates of -11.18%.

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08/03/2023

Delaware Insurance Plan Manager (DIPM) Application

The DCRB has developed a new web application for Residual Market policy application submission called the Delaware Insurance Plan Manager (DIPM). DIPM is now available to all registered agent and employer users effective May 22, 2023.

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05/23/2023

Collection of 2022 Annual Reports

The DCRB has published its collection of 2022 annual reports. This includes the Annual Report, State of the Line, State Activity, COVID-19 Activity, and two Medical Activity reports.

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04/21/2023

Approval of DCRB Filing No. 2301 and Filing No. 2302 - Revisions to Delaware Basic Manual and Statistical Plan Related to Covid-19

The Delaware Department of Insurance has approved DCRB Filings No. 2301 and No. 2302 which contained revisions to the DE Basic Manual and DE Statistical Plan Manual provisions related to the COVID-19.

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04/19/2023

Proposed Revisions to Delaware Basic Manual Provisions Related to COVID-19

The DCRB submitted Filing No. 2301 to the Delaware Department of Insurance containing proposed revisions to the DE Basic Manual provisions related to the COVID-19.

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03/30/2023

New User Roles for Agents and Employers

In preparation for the release of the newly redesigned Delaware Insurance Plan Manager (DIPM), the DCRB is introducing new user roles for Delaware Agents and Delaware Employers.

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03/27/2023

Register now for the DCRB Annual Meeting 2023

The DCRB and PCRB have opened registration for this year’s Annual Meeting of its membership. The meeting returns to an in-person program on April 20, 2023, at the Sonesta Hotel, in Philadelphia, Pennsylvania.

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03/10/2023

New Delaware Insurance Plan Manager (DIPM) Application

The DCRB is pleased to announce the upcoming launch of our newly created web application, the Delaware Insurance Plan Manager (DIPM) for Residual Market policy application submission. The DIPM application is set to launch on May 22, 2023.

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03/09/2023

Annual Update of Industry Studies

The annual reviews of Schedule Rating Plans, Workplace Safety Program and Construction Classification Premium Adjustment Program are now available.

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02/16/2023

Multi-Bureau Evaluation of Covid-19 – Phase II: Expanded Data On Claim Characteristics And Trends

The DCRB, in collaboration with a number of other workers compensation rating bureaus, has released Phase II of a comprehensive analysis on COVID-19’s impact on the Workers Compensation system.

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11/15/2022

DCRB’s Implementation Nears for Three-Decimal Precision for Loss Costs and ELRs

Effective December 1, 2026, the Delaware Compensation Rating Bureau (DCRB) will transition to publishing loss costs, rates, and expected loss rates (ELRs) with three decimal places (e.g., 2.324), improving pricing accuracy across the system.

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6/12/2025